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Bankruptcy Figuratively speaking are hard, yet not impossible, to discharge in bankruptcy. To take action, you have to show that re payment for the financial obligation “will impose an undue difficulty on both you and your dependents. ” Courts utilize different tests to gauge whether a specific debtor has revealed a hardship that is undue. The absolute most test that is common the Brunner test which requires a showing that 1) the debtor cannot protect, centered on present earnings…

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